• Nissan

West County Nissan

14747 Manchester Road
Ballwin, MO 63011

  • New Nissan Sales: 866-536-3768
  • Pre-Owned Sales: 866-536-4783
  • Service: 866-536-4795
  • Parts: 866-750-3606

West County Nissan - 2nd Chance Credit Program - ALL APPLICATIONS ACCEPTED!

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Privacy Statement

Introduction
As a valued customer, we want to ensure your private information is kept private and only shared with those companies who are authorized either by yourself or as allowed or required by law. This document explains our privacy policy, gives you reasons why we ask for the type of information we do, and if we do reserve a right to share information with non-affiliated third parties, lets you "opt-out" of our reservation to do so. Please take a moment to read this entire policy.

Collection of Information
The purchase of a motor vehicle requires considerable accumulation of nonpublic personal information. For example, if we sell or lease you a vehicle - extending you credit at your request - we will receive information from you in order to determine your creditworthiness. We may also obtain information from a credit-reporting agency. We may also obtain information from third parties such as employers, references and insurance companies.

Some of the information we obtain from you may be required by state of federal agencies, such as the Department of Motor Vehicles or the Internal Revenue Service. This information may be required even if you were to pay cash for your vehicle. Examples would be a driver's license or social security number.

Protecting Your Information
We safeguard nonpublic personal information according to established industry standards and procedures. We maintain physical and electronic safeguards that comply with state and federal law. We restrict access to nonpublic personal information about you to those employees and outside contractors who need to know the information to provide product or service to you. We prohibit our employees and agents from giving information about you to anyone in a manner that would violate any applicable law or our privacy policy.

Information Sharing
Unless we have indicated our desire to share your nonpublic personal information with non-affiliated third parties (by checking the box in the section below), we share information:

A) For everyday business purposes, such as to process transactions, maintain account(s), respond to court orders and legal investigations, or report to credit bureaus.

B) For purposes of processing a sale or lease transaction as your request or authorize, such as submitting information to third party financial institutions that may be requested to take an assignment of the contract or verifying insurance coverage information.

C) When using outside service providers to help us provide you with products and services. Before providing information to our service providers we enter into contractual agreements prohibiting them from disclosing or using the information other than for the purpose it was disclosed.

D) With "Affiliated" companies. Companies that are affiliated with us include any company that controls us, any company we control, or any company under common control with us.

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I am interested in purchasing or leasing a vehicle and request that my Consumer Credit Report be obtained, at no cost to me, in order to help determine the types and extent of financing which may be available to me.
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At West County Nissan, second chance auto financing is really what it says it is:
literally a second chance for borrowers with lower than average credit scores to buy a vehicle on credit. This financing option allows borrowers to both obtain an auto loan and, by making their payments on time, work to clean up their credit history.

Having bad credit shouldn't stop you from getting
the New Nissan or Used vehicle of your dreams.


Our relationships with bad credit lenders gives us the upper hand in negotiating a deal to help those with poor credit get into a car or truck that fits their needs.

Some sub-prime lenders will accept credit scores below 500. These new bank programs look more at the person looking for the loan as opposed solely to their credit score. Things like job and residence stability will play a factor in gaining an approval.

Before applying for any car loan there are a few things you can do to ensure that the process goes smoothly for this specialized area of car finance:

Review your Credit History - Experts in Saint Louis believe you should review your credit report at least once a year to make sure there are no errors in your report. This is especially important when you are applying for a car loan.

Determine How Much You Want to Pay (Payments and Price) - You should have in mind how much you can comfortably afford for your vehicle, for both a down payment and monthly payments. For your car loan, you can use our car loan calculator to help you crunch the numbers. Keep in mind that you will also need (minimum of) Liability Auto Insurance too.

Prepare Documentation - To get a 2nd chance car loan you will need to provide proof of employment, income and residency. It's helpful to have documentation in hand, such as pay stubs, a bill addressed to you at your home address. This documentation will speed up the process of getting your car loan.

APPLY TODAY ~ DRIVE TODAY

West County Nissan specializes in helping people who have been previously turned down. Each of our finance specialists have superior knowledge about car loans for people with charge offs, collections, no credit, previous repossession, former bankruptcy, and everything in between.


We'll call you as soon as we receive your credit application or you can e-mail us at: specialfinance@westcountynissan.com.
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